Pre-Owned Luxury Watch Financing in London UK

Luxury Watch Financing in the UK

If you’ve been considering watches on finance in the UK but prefer not to pay for them all at once, we have convenient options.

When you purchase a luxury watch from BQ Watches, you can take advantage of the best possible price and flexible payments from Humm that suit your preferences. BQ Watches customers can get their hands on a Rolex on finance from a revolving credit facility from Humm that is designed to allow you to spread the cost of your purchase over time.

If you have any questions about pre-owned watches on finance, please get in touch for personal service.

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What is Humm?

Humm offers interest-free and flexible payment plans to get you a watch on finance by splitting the cost of your purchase into smaller instalments. Depending on the merchant, you can spend anything up to £30,000 over a maximum of 72 months.

Why Humm?

Humm is dedicated to responsible lending, prioritising our customers in every aspect of our services. Specialising in financing for a variety of needs, we now offer exclusiveoptions for watch financing. Whether it's Rolex watch finance or anything related to luxury timepieces, Humm makes owning a premium watch more accessible and affordable.

How can I sign up to Humm to get watches on finance?

You can sign up to Humm at the checkout. Decide on the amount you wish to borrow for watches on finance and have your ID ready. Humm offers up to £30,000 at BQ Watches. Once you have been redirected to Humm, just follow the steps.

Finance for Luxury Watches

Fair Credit Terms to Finance Rolex for Our Customers:
At BQ Watches, we strive to provide a customer service experience that far exceeds their expectations.
That’s why we partnered with Humm to get Rolex on finance and other pre-owned watches for sale to provide our customers with credit options that are clear, secure and convenient.

Get Rolex watch finance with our simple, easy-to-use process.

Finance FAQ

If you want to apply for finance with Humm, add the item to your cart and select Humm at checkout. After selecting your finance product and deposit you will be redirected to Humm’s website to complete the application. - Complete the application form, including your personal details, employment and financial information to determine whether you are eligibile. - Once your application is complete, it will be submitted for review. If your decision is apprivw have completed the application, submit it for review. You will then receive your decision, if you are approved, you will be able to use your Humm credit straight away. For more information, click here. Humm is authorised and regulated by the Financial Conduct Authority (FCA), and we are committed to responsible lending practices and will ensure that your application is processed with the highest level of security and confidentiality.Please note that while we intend to provide an instant decision on your application, in some cases, more information may be required to fully assess if the loan is applicable for you. If this is the case, our team may reach out to you for more information. Please provide the information requested as soon as possible, so that the team can review your application and ensure that the loan is right for you.

Yes. There is a minimum deposit of 30% for terms of 36, 48 or 60 months, and a minimum deposit of 50% for 12 or 24 months 0% interest.

There is also a maximum deposit of 75%.

In order to make a purchase through humm, you must have a humm account and your approved amount to spend- which is agreed when completing the application process. In order to make a purchase through humm, you must have a humm account and your approved amount to spend- which is agreed when completing the application process. You might be required to complete the first payment at the time of purchase. The card used to make this payment will then be used for the recurring payments to service the Loan Agreement.

Humm acts as a responsible lender and strives to treat all customers fairly. However, this means that sometimes credit applications may be declined. Some reasons for your credit application being denied are as follows:
Your credit score is not strong enough.
Negative information on your credit file, such as records of missed payments.
A decision was made that you would not be able to afford to repay the credit you have applied for.
Information on your file suggesting any fraudulent activity.
Uncertainty about your identity or address.
Humm’s legal or policy condition

You definitely can! You can make one or more purchases from one or more merchants, using the amount of credit you have been granted, which is valid for 28 days from the date of approval.

You are able to pay off your plan early, without additional charges or fears. By logging into your humm portal, you can make a one-off payment, for the amount of your outstanding balance.

To do this, you need to go through the retailer you have purchased your goods from. After the retailer cancels your purchase, it will process the cancellation of your loan agreement. When your agreement has been cancelled, any sums paid back to your bank card will be refunded.

If you miss a payment on the due date, you will receive an SMS and email message which will inform you of the unsuccessful payment and offer you alternative ways to make the payment. If the payment is not made on the assigned due date, we will automatically retry the payment on the next day. If the second payment attempt is unsuccessful, a £7 late payment fee will be added to your loan agreement- which will be payable alongside the contractual payment. At that point, no further attempts to process the payment will be made. However, we will try to contact you through various methods of communication, including SMS, Email and maybe by post, to discuss your financial situation and missed payment. If we receive no response from our communication attempts, we will make two further attempts to process the payment, 5 and 10 days after the due date, from your bank card on file.

While the exact amount of credit granted will be decided by Humm on a case-by-case basis, the maximum credit that may be extended is £3,000 for loans of 12 months, £7,500 for loans of 24 months, and £30,000 for loans 36-60 months.

Get Used Watches on Finance from a Wide Selection of Luxury Watch Brands

BQ Watches carries an impressive selection of incredible luxury watch brands. When you shop with us, you can enjoy exceptional Rolex finance on pre-owned timepieces from the world’s most respected watchmakers.

If you are looking for a specific watch model, please don’t hesitate to let us know. We would be happy to source one for you. With Humm, you can finance any of our luxury watches, including Rolex, Audemars Piguet, Patek Philippe, Cartier and more.

Audemars Piguet

Breguet

Breitling

Cartier

Chopard

Franck Muller

Hublot

IWC

Jaeger LeCoultre

Longines

Omega

Panerai

Patek Philippe

Rolex

Tag Heuer

Vacheron Constantin

If the luxury watch of your choice is not listed above, then please contact us to enquire what we have in stock.

Secure Rolex Watch Finance in the UK

There are many options to choose from if you want to finance a Rolex watch.
And with a comprehensive selection of all Rolex models, you’re certain to find something perfect. You can set up financing online or in person at our store in London.

Feel free to contact our staff with any questions you might have about watches on finance and which payment terms are best for you.
We’re always happy to help.

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